Being involved in a car accident is really stressful and there are a lot of questions that come to mind once it happens. After a car accident, it is important to check your well-being and the well-being of your passengers, get into a safe place as much as possible, call 911 immediately, wait for help, exchange info, document the accident, and notify your insurance company. If you are injured, it is best to contact 911 or ask someone else to do so, and if you are seriously injured, don’t attempt to move, just wait for the emergency personnel. Check for any bystanders to get the help you need if you are severely injured.
Pull your car to the side of the road if your car is still safe to drive if there is a hazard, otherwise just leave it where it is and get yourself to a safe place. This is to determine who is the one at-fault in an accident. Car insurance is fault-based in the majority of states, wherein if a car accident happens in a fault or tort, the insurer of the at-fault driver will help in paying for repairs, medical expenses, and other losses like lost wages and pain and suffering through the liability of the driver. Calling the police is essential whether it is a minor or a major car crash. The responding police officers will fill out an accident report and properly document the car accident scene. Another option is to go to the nearest police station if the police can’t come to the accident scene. Your engine should be turned off, hazard lights turned on, and road flares should be used to warn other vehicles to slow down. Once you are assured that you and your passengers are uninjured, exchange contact and insurance details with the other driver. The most important information you have to gather after a car accident include the other driver’s full name and contact information, insurance company and policy number, license plate number, driver’s license, vehicle information (type, color, and model), and the location of the accident.
Documentation of the accident is important to help in protecting yourself by identifying the police officers by getting their names and badge numbers, get a copy of the accident report, take pictures of your vehicle in all angles to show damage done to both cars, and talking to witnesses to get their names and contact details. Hiring a car accident lawyer can help you in the gathering of evidence, submission of required evidence, and to represent you before the insurance company or before the court so you can get the maximum compensation benefit for your claim.